The replacement of an old roof is among the costliest upgrades in the life of most homes. In some cases, the expenses are integrally or partially covered by home insurance, in others, the costs need to be supported by the homeowner’s own pocket. Here are some tips to get insurance that covers for the new roof:
- Check your existing policy – knowing what your current policy covers for will determine the amendments that you need. Make sure that you correctly understand what your policy says, the small print included;
- Contact your insurance agent – whether you work with the representative of a particular insurer or with an independent insurance broker, contact your insurance specialist to discuss your options. Show the expert your existing policy, then provide an outline of the type of coverage that you need and find solutions together;
- Be prepared to pay more – the more comprehensive the coverage provided by your insurance policy, the higher the premium that you will have to pay. In some regions, the damage caused by certain types of harsh weather is covered only by special, expensive policies or, in the worst case, coverage for those severe events is not available at all. It’s best to hire the help of a really good roofing company like CLC Roofing of Dallas to get started with the installation of a new roof.