Here is a list of questions to ask a prospective contractor including the answers that you should expect.
Ask the following questions:
1. Do you have general liability insurance? Can I see a copy or verify that it is indeed active? It is very important that your roofer have this insurance as a protection for you, the homeowner.
2. How many roofs have you done in the area? Do you have references? May I call them? Take the time to call these references and ask them about their roofing experience.
4. When will I be expected to pay for the job? The contractor should reply, “An initial payment will be due, when we have the materials or have placed the order for the materials (some materials like slate, tile, etc. are special order with no return policy).” The contractor should not expect final payment until all the work is completed.
5. Can you help me with my insurance claim? Part of a roofing company’s job should be to help homeowners with their insurance claims. That is why CLC Roofing has licensed insurance adjusters who can help the homeowner navigate the insurance claim process.
In addition, it is important to know your rights when purchasing a roof. Insurance companies often encourage homeowners to get multiple bids merely as a delay tactic while they schedule an adjuster to come evaluate the roofs. However, it isn’t necessary for you to go this route. Waiting around on multiple contractors can be a waste of your time. It is important to know that if you have a trusted roofing company that has answered all of your questions, the insurance company is required to pay the appropriate market value for a quality roofing job in your area.
Furthermore, many homeowners become nervous about raised premiums or a canceled insurance policy from filing a roof claim. Insurance premiums are not raised or lowered based on bad weather in your area. Insurance companies can’t raise premiums based on acts of God/Mother Nature nor can they cancel policies. Homeowners should understand that insurance premiums are regulated by the State Board of Insurance in Austin, TX not by your specific insurance company based on claims.
CLC Roofing knows that replacing a roof can lead to a lot of questions which is why we are committed to giving you the knowledge necessary for a successful roof replacement. Please call our office at 800-810-2521 with any questions or to schedule your free roof assessment today.