Your roof can be damaged by a storm, by other types of impact, by aging or by neglect, the process of restoring the strength of your roof through repair or replacement being expensive and stressful. Getting insurance coverage for roof damage is a great way to get some financial relief for the restoration, but there are numerous myths surrounding the process of filing the insurance claim and obtaining the compensation – here are some:
- Your insurer will pay the amount that you claim – insurance companies take very good care of their money and before they give you any compensation, they will assign their own expert to your case to check the circumstances and the extent of the damage;
- You don’t need to pay a deductible – this is one of the most common myth, one that cannot be further from the truth. You, as the roof owner, will need to cover a certain deductible fee, your insurer will cover their part only afterwards;
- You don’t need a roof insurance for a roof that is still under warranty – manufacturer’s warranties or the warranties offered by your Dallas roofing company on the installation are very important, but they do not provide any coverage in case the roof is damaged by a natural calamity.